I appreciate your question, and it's not insensitive at all. It's a responsible use of funds, and I would suggest it is the opposite approach that is used in a non-profit sector. There is always the intent to maximize the opportunity to provide services and funding for women and children, certainly from the perspective of the YWCA, and I believe for any non-profit sector.
I was a director on the board, so I'm not deeply immersed in their financing, but certainly my understanding is that it is always a stitching together of funds. Because of the reporting requirements, you cannot use certain pots of money for operational uses. You cannot use them for capital. You cannot use them for one thing or another, so you're constantly forced to stitch together what you can to make things work. One particular pot of money might allow you to do one thing, and it may only be to use money for a meeting and to bring people in on an airplane, but that is actually pretty rare. The majority of the funding is going to be program-specific and service-specific.
I don't think that's a concern you should actually have.