Okay. Good.
Mr. Chera, thank you very much for your presentation.
As a member from Montreal, I can tell you that we have convenience stores on every street corner. There are many of them. So that is a very important aspect of the business fabric.
Over the past several years, the Association québécoise des dépanneurs en alimentation has also been approaching Quebec members about the fees charged when people pay with a credit card. That issue is still unresolved.
I had an opportunity to meet with MasterCard and Visa representatives in Ottawa. I put that question to them. The answer we often receive is that a lot of money has to be invested in new technology. There are now chip cards we don't need to slide, as well as contactless cards. All that leads to a lot of costs, and it has to be profitable.
What's your response to that argument?