This feeds into the following issue—and maybe it's a red herring, the $10,000. The issue is what is a suspicious transaction and how the financial system is equipped to identify, on its own, these suspicious transactions and report them FINTRAC, which can in turn report them to intelligence agencies or law enforcement. We need much more engagement with the private sector to help them to identify suspicious transactions, and so on, in their finances. The 2015 paper on the national risk assessment is a good step in that regard.
Other countries have more partnerships with financial systems. They're noted in the Department of Finance paper for the study of the act. That's probably a lot more meaningful than worrying about the threshold.