Thank you, Mr. Chair.
Thank you to each of our witnesses. I might not get a chance to directly interact with you, but I certainly think we have all benefited by your presence and certainly appreciate the comments and expertise you have today.
I will start with the real estate association. Thank you for your presentation.
In almost every conversation I've had with many of your members, often in my constituency and sometimes here in Ottawa, I will hear the common refrain that FINTRAC is a big pain in the tochus. They complain about it endlessly, saying that there is a lot of paperwork. FINTRAC has come here, and obviously they have very important work to do. I don't think either of you would say it's not important work.
Has FINTRAC met with you to discuss ways that your industry can comply more efficiently or any suggestions? I think you said it has been a one-way street and you're not sure whether they've listened. Is that correct?