I think we've heard from a number of different industries that are subject to FINTRAC that there are administrative compliance costs in terms of time, data collection, etc. When I approached FINTRAC directly about this, they said they do not track the administrative compliance cost, because they know that what they do is important and that they are more focused on the efficacy of their efforts—not necessarily the efficiency. I'm a big believer in the point that you cannot manage something if you cannot measure it.
Would you be in favour of there being an inventory, industry by industry, about roughly how much time it takes to do it? To me, then you would have an impetus to try to reduce the compliance costs, which I think would ultimately benefit everyone. If there's greater compliance and efficiency, the chances are that the system will improve.
I'll just put it out to any of the groups here, maybe starting with Mr. Russell.