Before coming here today I wrote a small list of the things in the discussion paper that would be quite helpful for the small institutions. In fact, two of the things that were proposed on the list would give FINTRAC more authority to deal with the institutions and provide information to the institutions. Rather than leaving each of these banks to their own devices to try to figure out where they're susceptible to money laundering, where they might be able to put more effort and more attention, getting more of that information sharing would most certainly be helpful to the smaller institutions.
One of the other measures that was raised in the paper was the possibility of the institutions themselves sharing information. As we know, every institutions is subject to privacy rules and confidentiality requirements, so they're hampered in their ability to talk to one another and say, “Oh, gee, I saw this transaction that caused me concern. Maybe it would be useful to you to know that transaction is out there and those people...”. Right now there's limited ability to share that information.
Those were a couple of things that were of quite a lot of interest to me to sort of free up this information sharing.