Okay. Just for a change of pace, I'm going to refer to a report by the Bank of Canada, the financial system review from December 2016, because I have a question about mortgages. You've mentioned this several times here.
Under the heading “New policy measures will change the behaviour of lenders and borrowers”, there's a section on page 8 that says, “All else being equal, 43 per cent of their high-ratio mortgages and at least 59 per cent of their portfolio-insured mortgages issued over the 12 months ending in September 2016 would not have qualified for mortgage insurance under the new rules.”
Those are the rules that at the time were changed in September 2016, and by December 2016 the Bank of Canada was able to provide information on what the impact would be in terms of a comparison and who would qualify and who wouldn't. Do you have the assessment done for the changes to the B-20 rules?