In the modelling that you would do fiscally, I'm presuming there's a time frame that you would like to use for a new program whereby there's kind of a maximum take-up on it, if you will. The TFSAs are a relatively new program, about seven or eight years or something like that. In your estimation what time frame would you need to really assess whether people are aware and have the ability and are maximizing their ability to contribute? What would be an estimate that you might say would be fair?
On April 19th, 2016. See this statement in context.