As I mentioned in my opening remarks, and as my experience has proven, at least at Service Canada, it is about working with the banks. It is about service. It's about smaller reporting entities. It's not just the banking sector. Burden is important to us at the centre. When you talk about effectiveness, effectiveness is very important, but efficiency is just as important. If it's extremely burdensome, we might not get the quality or the number or the volume that we need. That's why I committed in my opening remarks. We need to work with our reporting entities to find out what it is that we can do, whether it be technologically finding different ways of getting the data, in terms of receiving it, but also how we can work with them in terms of our requirements. Is the data required? Where is it required? How is it required? That was what I meant when I said the what and how is what we really need to focus on.
I've met with the Canadian Bankers Association. I've been to at least one of our regions and I've met with a number of CAMLOs, liaison officers in banks. That is part of the conversation that we're trying to have. Let's work together in order to find out what the sweet spot is.
You mentioned the smaller reporting entities. They also have fewer reports. Over 90% of our responses come from the banking sector, so they do have less of a burden.