Good afternoon. Thank you for your question.
The financial sanctions we impose are not all the same. We use several tools to ensure that the banks do the right thing. A small percentage of banks were subject to sanctions. We sometimes conclude compliance agreements with them to ensure that pro-consumer measures will be taken.
Over the past year, we imposed a few sanctions. Thanks to the measures we took under the powers we have, over $6 million were returned to more than a million clients, and that is what's important. The new powers the bill gives us will allow us to take even more measures so that Canadians will be reimbursed.