For example, one of the amendments is to clarify that a CDIC member institution, when it's calculating its premiums for that year, has to use a calculation methodology that's approved by CDIC.
Previously the legislation said any calculation methodology approved by CDIC. Now we're clarifying that language so that it's any CDIC-approved calculation methodology for that premium year. One that was previously approved is no longer approved for that year, so they're not allowed to use that.