Yes, maybe I'll add a little bit to that. This change to the Criminal Code is, we feel, necessary, but it's not necessarily sufficient for us to address the broader issues that we have with prosecuting and trying to enforce money laundering and terrorist financing.
Budget 2019 has quite an extensive suite of other activities and other funding that we're bringing forward. There's the ACE team. There's this trade-based money laundering centre that's being created. There's funding provided to the RCMP to support the federal policing and funding for FINTRAC.
I think we should look at this as one part of a broader effort by the government to strengthen overall, and hopefully that will then lead to stronger enforcement, prosecutions, investigations and such.