What's the hardest thing—you've probably done a lot of survey work and polling—for first-time home buyers, young people or people in their forties and fifties who are looking at buying their first home? What is the hardest thing beyond just the stress test? Is it the down payment that they're having the most difficulty obtaining? Is it proving income? Is that the difficulty? What is the hardest part of getting that first home?
On May 8th, 2019. See this statement in context.