When I've met with regulators, one of the points I make is that before 2018, particularly in superheated markets like Vancouver and Toronto, our members recognized that there were some irrational decisions being made and that it was time something was done to cool markets. As I mentioned earlier, I think it is a knife-edge in trying to ensure that we're not seeing that kind of activity, but at the same time not going so far that we're hurting the market itself given its importance in the economy.
We were very pleased to see the measures in the budget, very pleased to see the commitment to home ownership, and the programs that were announced we think will help people achieve home ownership.