I'll add a couple of points.
First of all, if our goal is to ensure everyone owns a home, then we're going to fail because that's not realistic. We support new construction in the rental market, for example, and we recently saw some announcements in Ontario that will help, I think, boost private sector investment in the rental market. Every market is different, so just as you have different impacts on communities from government policy—northern communities, smaller communities—the same thing holds for programs affecting real estate.
Let me give you a couple of examples. Someone's talking about average prices. There is no such thing as an average price or an average market. Every market is different. We calculate based on a benchmark, which is how much you took an average property and then added inflation over the years, so we call that a benchmark and we calculate those things. In Ottawa, $405,000 is the benchmark price for a single family home. In Edmonton I mentioned $380,000, but that's a little high; it's closer to $320,000 right now.