My questions are general to OSFI's program domestically for the D-SIBs. That's the acronym for the domestic systemically important banks. One of the capital requirements went from 1.75% to 2%. I want to know why that was.
For the D-SIBs, one of the capital requirements has gone up 0.25% to 2%. I want to get more information from you on why that was, and why that was being done.