That's a good question and one which we didn't focus on in terms of trying to disentangle. There are several factors that are contributing to that increase in indebtedness. I see that with some lower interest rates and the higher housing prices that are fed by that, but also through other demands from outside the country. No, we don't have a precise estimate of the contributing factors there.
On June 9th, 2016. See this statement in context.