I am sorry, but I have only a very little time left, so I will now go to Ms. Ritchie.
You talked about accessibility. Other organizations, particularly business organizations, have said they want to see premiums reduced. Once again, I am playing devil's advocate, but the argument is that reducing premiums would allow for job creation, while increasing premiums and making employment insurance more accessible would increase dependence on the program among unemployed people.
What is your position on this subject?