To answer the first part, when we have a client come onboard, we review five years of audited financial statements to ensure there are certain revenue streams—and we get contracts of what the revenue streams are—that are leveragable into loans. We supply a letter to chief and council that says, based upon our review of your revenues, here's the amount that you can borrow.
You as the community know your priorities. If they fit legally under our act, you can ask for those priorities. We don't create what you're going to borrow for, we just have to make sure it fits within our act.
To date we have financed no casinos. Zero. Having said that, revenues in Alberta on casinos operated by the province are collected by the province, and then a certain per cent under provincial agreements is sent back down to the community, and that can be leveraged because they're deemed to be provincial revenues.
We have used casino revenues to finance infrastructure, but we have not made any loans to build a casino.