I'm certainly not an economist, so I can't speak to the benefits or the challenges. Market housing is not particularly my specialty.
What I can tell you is that as market housing continues to escalate and affordability continues to be an issue, the gap between those who find themselves in social housing and those in affordable rental housing grows, so making the leap to have any chance to become part of market housing is almost impossible.
While I appreciate the comments made about families or individuals who choose market or rental real estate, the reality is that we are dealing with families who are in a sense downriver from even that possibility.
The beauty of our program, though, if I can visually paint it for a second.... Think of two cliffs, with social housing as one and market housing as the other. The leap over is impossible, regardless of conditions. What we do is create the bridge in the middle that allows them to come out of social housing and into affordable home ownership.
Our program is subject to different principles and regulations and whatnot that allow people to experience home ownership without necessarily having to consider the market housing situation. We also alleviate the strain and the pressure of the growing social housing crisis that we have, because that's a mounting problem. Like a relief valve, we're taking pressure off of that and providing people an opportunity they would not otherwise have, regardless of any conditions or regulations whatsoever. That's the only place I can speak to this from.