I have to cut you there. You're considerably over time, Pierre.
Mr. MacKinnon will be quite happy to hear that you're asking for an overall review of the Income Tax Act. He talks about it pretty nearly every day.
Before I go to Mr. Sorbara, for the green infrastructure bank you're talking of capital, to begin with, of really $10 billion. How would that work? I think we all understand ordinary banks. How would this work in practice? Does somebody go in with a green plan to get a loan?
Could you expand on that a little bit?