Thank you both for being here today.
I'm going to start with Mr. Denham.
Mr. Denham, obviously politicians, and Canadians generally, sometimes have varying perceptions of BDC, because your bank is so often in the background. In my area of the Okanagan, Brian Kemp is one of your representatives. He is at all the networking events, so he's constantly trying to get the name out there.
I think one of your challenges, though, is that people have a perception. For example, in my small business I made contact with BDC, and the programs and services offered at the time didn't match what I needed. However, things change. I think that's one of the biggest challenges; people don't recognize that your program changes.
How do you get it out there that BDC is available to help small entrepreneurs?