I actually have an example that is the exact opposite of Mr. Ouellette's. Many of the credit unions in my area—and I've heard from some banks as well— often do more business now because your BDC will join in and take a certain amount where the traditional banks or credit unions aren't willing to invest. That co-operative approach, I think, ends up seeing a lot more products funded, so I would encourage you to continue that.
Again, I know it's always a bit dicey when you're talking about working with or against the banks; there's always a balance between the two.
You mentioned venture capital. A number of us visited Israel, and we heard from a gentleman who is renowned in Israel. He actually visits Canada quite often. He said something that stuck in my mind: “I would love to do something in Canada, but you guys make it so difficult.”
Is it because each province has its own set of rules when it comes to capital and those kinds of investments, which makes Canada's new venture capital ecosystem so difficult? When we're talking about attracting foreign direct investment, when we say “Canada”, it's a much different brand from, let's say, New Brunswick or British Columbia, etc.
Do you have any thoughts on some of these barriers to having people come in and invest in Canada?