Thank you, Mr. Chair.
Welcome, lady, gentlemen, to this parliamentary committee. I am really sorry about the complications you had to deal with.
My question is for Mr. Dorval.
You have highlighted some of the realities that directly affect entrepreneurs, such as the increases they are going to face over the coming years. There is also the fact that it will take 40 years before we see any concrete results.
Property is one avenue to a good pension fund. However, if access to property is restricted, as the government proposed in its October 3 announcement, this may put a damper on things.
One aspect has not been mentioned yet, and that is the age of retirement. When the pension fund was put in place 50 years ago, life expectancy was much shorter than it is today.
Our government proposed and implemented setting retirement at 67. Now, we are taking a step backwards and the retirement age is being set at 65 again. In your opinion, what impact could this change have on the process we are studying today?