Yes, I would trade instantly for the Irish system or the Australian system if I were a Canadian consumer. Both of those countries have a clear financial consumer code.
I'll give you one quick example: guarantees. If you are an older person and you go in with your child who wants to start a business, in Ireland, you're required to have a separate meeting, because you could lose your home to support your child through the love of being with that child. In Canada you sit in the same room. You sign the documents all at one time. They've taken that extra step, because they realize there are often problems such that someone who has been put into a conflict position doesn't know it and doesn't have the right advice.
That's a very concrete example of how they do it better in Ireland.