There have been all kinds of socio-economic studies showing the impact on the economy, on individuals, and on families of a lack of affordable housing. It goes to the heart of the inability to have an education, the inability to hold a job, family breakups, obviously, impacts on poverty, and so forth.
When we look at the waiting list by municipality—Toronto 90,000, Montreal approximately 25,000—these are people who are either living in substandard housing or who simply do not have housing whatsoever.
It's pretty hard to get a job, or to train for a job, or to get an education when you're, frankly, just worried about where you're going to be sleeping that night.
The impacts are very clear and measurable. We would be happy to provide the committee with some of those examples, but as I said, the return on investment of housing goes well beyond the bricks and mortar. It goes to the very heart of the economy and social benefits.