But I think we should also note that this basically does prohibit certain people from being able to get a home and to get into it. That's really what this is doing; it's pushing that back further. We can spin it however we want, but the fact is, we're not allowing people to get into debt because we're not allowing them to get into a home. Is that not correct?
On January 30th, 2017. See this statement in context.