We do have data locked on that. We think about these demographic factors as being longer-term factors that happen more gradually. You raised some really good points. As part of the stress scenarios that we're focused on, they are more short term, things that can happen in the next few years, things that would happen abruptly—a big change, for example a big rise in the unemployment rate or something like that.
So yes, we have that data. I'd have to get back to you on that. But that's not been a part of our scenarios, because it's not something that we would see happening in the next, say, four or five years.