The measures taken by the government were subject to some criticism. I think they were well received in certain markets, but the danger is that they may have a perverse effect in certain other markets. That could be the case in Quebec, where home ownership is below the Canadian average. There is certainly no real estate bubble in Montreal or Quebec City, nor anywhere else in that province, and Quebeckers fear that the measures that were taken may constitute an additional obstacle to home ownership.
My question is somewhat political, but I'm trying to keep it from being partisan. In your opinion, has the government gone as far as it can go to tighten up requirements for home ownership, or mortgage conditions?