Our average type of client is the average Canadian. We see a full spectrum of mortgage applicants. We see the first-time buyer, which is a large portion of a mortgage broker's business. We also see the full spectrum, to the point where we're doing development projects in the multi-millions—$30 million, $40 million, $50 million. We provide debt consolidations. We provide construction financing for small builders, average builders. The profile is the profile of a mortgage borrower. We see them all. We see individuals with high net worth as well.
On February 1st, 2017. See this statement in context.