I think you said, you supported previous regulations but your biggest concern is about the competitive structure and that choice. However, in substantial amounts compared to other countries, the government supports your industry through backing the insurance of these mortgages. If we didn't do that as a government, as I said, at 58% compared with 14% in the United States, could your business model structure even exist and function if we didn't heavily support your industry already?
On February 1st, 2017. See this statement in context.