Okay, so if you had been consulted, you might have been able to advise about the unintended consequences, or the consequences you've explained as witnesses here tonight. I see a shaking of heads that maybe you would have introduced some of those things as possibilities. Thank you.
Let's move on to the affordability issue. Every time costs are added to a house, there's a price bump to the consumer. How many people—first-time homebuyers—are taken out of the marketplace?
Does the Canadian Home Builders' Association have any statistics on that? Mr. Finnigan or Mr. Burggraaf?