I would like to go back to another question that I asked previously and that may affect Quebec, Nova Scotia or the appraisers. I will start with Quebec.
The overheated market issue is a priority. That is why the government has dealt with it. Overheated markets are more of a concern in Toronto, Vancouver and Regina than in Montreal or Quebec City. As you mentioned, those markets are going to suffer because of it. The problem is the regulations on banking and mortgages that are in federal jurisdiction. Quebec will be more able to come up with its own suggestions, however.
How can we get Quebec City and Ottawa, as well as Halifax and other governments elsewhere in the country, working better together, working hand in hand to come to grips with the overheating without affecting the other markets?