The debt level of Canadians could be dealt with another way. I think it would be worthwhile for your government to create regulations for credit card interest rates.
Many witnesses who appeared before the committee said they were surprised to see the measures implemented recently because they weren't consulted. I find this surprising, given that you've been in the habit, for the past year and a half, of conducting many consultations, which is good. However, that didn't happen in this case.
Can you explain why?