The question is to the parliamentary secretary.
I gather from your opening statement that somehow the policies that have been pushed forward left a lot of consequences for small builders, for credit unions, for small lenders, and for overall big industry in Canada, other than in Toronto and Vancouver.
You mentioned the national housing strategy. As I gather from what you've said, those policies are going to encourage the government to have a national housing strategy. Any expert looking at it can see that the government is going to replace those industries, that they are in business and are going to really take that national strategy to start to be in competition with these interests, which is really against the free market, against the encouragement of small business owners, and in the meantime is going to cause a lot of loss of job opportunities and put a lot of doubts in the market.
Did I gather right from what you said or not?