One of the ways to grow our economy is to invest in human capital, to use that term again, and focusing on lifelong learning is one of those avenues.
I know that prior to this my colleague from that side talked about the rating agencies. I spent four and a half years at one of the big three rating agencies, and I can't help but note, speaking for me personally, that I look at fiscal responsibility as obviously of paramount importance for any government. On the fiscal responsibility that's built into our plan in this budget that I've read, I applaud you in keeping us on a steady ship, with net debt-to-GDP ratio steady or declining. If you'd like to comment on the importance of that, it would be great.