Thank you, Mr. Chair.
Thank you all for being here today.
Mr. Hindery, thank you for your presentation. We had a lot of talk earlier today on the proposed infrastructure bank. You outlined a few unique initiatives, one being, for example, the guarantee fee to help any cost of default or whatnot. That's interesting. You also talked about the low interest rates. We've heard testimony suggesting that for an infrastructure bank to be attractive to private investors, it would require a higher interest rate.
In the proposal that you are putting forward in your country, what is the attraction for businesses? Is it that stable 2% in their portfolios that they're looking for, or what is it that would attract that private industry?