I'll try, thank you.
There is a number of regulators. When I made a documentary film in 2004, Breach of Trust. The Unique Violence of Systemic White Collar Crime, I researched how many regulators, self-regulators, ombudsmen, agency bodies there were. I found over 100 in Canada, most of which are paid by the industry that they purport to regulate. In my opinion, they act more as insulators to the industry rather than protectors to your constituents. They insulate the industry from being held to account for systemic issues which are highly profitable.