Well, it's funny, because I used to talk to my husband about that. When we went to get our mortgage, he was absolutely stunned at the amount they were willing to lend us. He asked me, “Is that right?” I said, “No. No, we cannot afford that. That's what they want us to borrow, but no, we can't afford to borrow that.”
Of course, that was 1999. I told him at the time that the house of cards was going to fall down, and that's exactly what happened.