What I want to tell you is that Canadian banks always follow all the laws and anything that is law today, anything that's been legislated, by all means.
To your point, and what we haven't talked much about today, in addition to the emergency relief measures we've talked about and to your question about profits specifically, I can't be precise, because nothing has been disclosed and we're in the middle of our quarter, but on loan-loss provisions and provisions for credit losses that banks take in a normal course, even in good economic times, banks do lose money when somebody takes out a loan and is unable to pay.
Given the swiftness, the severity and the scope in this case, clearly, in addition to the relief measures that the banks have taken at great expense, one could expect that loan losses will rise dramatically in the near future as well.