I know that the programs we described can sound exotic and arcane, and so on. It's easier to think of it more like plumbing. When it's working fine, it doesn't really attract your attention, but when it doesn't, we have the problems.
We're really playing a complementary role. The star in this is the fiscal approach to buffering the shock for people. For us, it's making sure that we're using all our tools to ensure that those things can get to ordinary people so they can renew their mortgages, so they can buy a house when the recovery is under way, and so on. That's what we're aiming our efforts at. Therefore, if they don't really see us, it's probably a good thing.