It's unfortunate that Mr. Kelly isn't there because all of my questions were for him, but since he isn't yet available, I know that Mr. Elsaadi hasn't had a chance to chime in.
He talked about not just the immediate term but also some of the longer-term challenges for small businesses. I invite him to chime in if he has any specific policy recommendations on getting businesses through not only the short term but also the intermediate and longer term.