Thank you very much, Mr. Chair.
My question is for Mr. Céré. A lot of unemployed people go into debt. In fact, Canadian families carry the most debt in the industrialized world.
During the crisis, is it important that the federal government fulfill its responsibilities by requiring the big Canadian banks, which are making huge profits, to reduce their interest rates and stop penalizing people? For example, the credit unions have brought their interest rates down to zero.
Should the federal government use these tools to ensure that the unemployed are not in too much debt after the crisis?