Thank you for the question.
One of the big things is our hired help and ensuring that our crew all have access to EI, so they're going to have to have the earnings. That's one of the things. We have our bait and fuel and we do have expenses with gear. It costs about $4,000 or $5,000 a year to get your gear and your boat ready. As soon as you put your boat in the water, there's insurance for everything as well. When we say about $60,000, that would be our expenses for the duration of the year.
One of the important things to remember is that for those people who are taking out those loans that are at high numbers, that money is going to retirement for some people; that money is spent back into the economy. We want to make sure that the value of those fleets does stay up at those price levels. We want to make sure that the people who are willing to take those risks on are going to be able to get through this kind of downturn and be able to continue to make their payments on those. It's important for the value to be high. That money goes right back into rural communities when it's paid out.