What's fundamentally different, as you would all know, is that there was a massive credit crunch and credit crisis back in 2008-09. Our role was to, in many ways, inject some capital to support the banks. We put in place a number of secure securitization facilities because the alternative lender markets had basically fallen apart.
The issue now is different in the sense that the banks are functioning; they're robust. The efforts that so many people have made over the past number of years made sure they had the right capital base and continue to play their key role in times of stress like now. All of those efforts have paid off. The banks have the capital base in place. They're able to lend. Overall lending amounts, as you know, are up 20% or 30%. It's a fundamentally different crisis because Canada now has, again, a rock-solid set of financial institutions through which credit can flow to get to companies.