Again, the banks do the adjudication, the decisioning, so it's the banks that will determine to authorize the loan. The banks will price that based on the risk they see on that individual loan. When I talk about “four times”, that's our direct lending, where we take risk well beyond what I'm describing, but again, it's with the banks to price it. It with the banks to process it.
On June 9th, 2020. See this statement in context.