Thanks very much to our witnesses for being here. We hope that your families are safe and healthy.
I'd like to continue along the lines that Mr. Ste-Marie was speaking on.
It's particularly around the BCAP. I'm very interested in that. I gather that, of the 400 applications, none have actually made their way to EDC, so at this point, you have nothing to report. Is there any provision for loan forgiveness in this program? What is EDC's charge, either to the business or to the financial institution, in terms of fees or in terms of an interest rate?