I will go through the list of questioners. We will start the five-minute rounds with Mr. Morantz, then Ms. Koutrakis, Mr. Barsalou-Duval and Mr. Julian.
Before we start, though, committee members, this is something I should have mentioned earlier. When we discussed the steering committee report the other day, I think we established a certain deadline for witnesses for the general panel coming up. We've had to move that deadline up a little tighter, so there will be a second panel on Thursday, June 18 after the bank economists appear. There will be a general panel with general witnesses who have asked to appear, basically. The deadline for parties to have their witness lists to committee will be noon EST on Monday June 15.
Mr. Morantz, you have five minutes.