Okay.
Before I go to you, Mr. Cooper, I want to come back to the point that Peter made at the beginning about the $750 billion in support for the banks. I'll ask you about this, Governor, because I think some will view that $750 billion in liquidity for the banks as going to the banks.
Is this not money that flows through to businesses and consumers, to others in society, to make the economy run, to make capital available in these kinds of times? I would like you to expand on that if you could, because I do not believe we want the impression left that the government is just dumping money into the banks. We're not. We're providing a liquidity service so they can provide loans.