Thank you very much, Mr. Chair.
Thank you to all our witnesses. We hope you and your families are safe and healthy through this pandemic.
I am very anxious to ask you some questions, Mr. Macdonald, and thank you so much for your presentation and the information you've brought.
Mr. Poilievre has asked questions about banking support. That's great. I feel he's starting to shift from traditional Conservative ideology.
Of course, I think the lessons learned from the last crisis are important. When the Harper government was in power, and we went through the financial crisis a little over a decade ago, what is your evaluation of the overall supports offered to the banking sector? Were there conditions on that? And what are the lessons learned?